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Credit Insurance: Why Is It Necessary?

Credit insurance is that form of insurance which is related to a particular line of credit or loan and compensates or repays a portion or the total amount owed in the event of disability, death or joblessness of the borrower. Similar to any other form of insurance policy, the insurer charges a cost on a monthly basis and it is known as credit insurance premium.

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07/10/09
Free Financial Forms: Why Do You Need Them?

Financial forms are needed for different kinds of financial deals. You cannot perform a financial transaction in the absence of a financial form. Free financial forms are provided by many websites and they have been planned for fulfilling specific necessities of the visitors.

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06/26/09
How Healthy Are You Financially?

The first step in managing your finances well is to plan it out. Chalk out a budget and spend your cash according to it. People who are successful financially know the trick to balance their income and expense wisely.

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06/26/09
7 Easy Steps To Make A Helpful Budget

Budgeting is the utmost necessity in present times. Though you do not know when you'll urgently need money, yet you can prepare a helpful budget that can help you save money in order to overcome a sudden crisis.

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Comprehensive Mortgage Calculator

The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property. Further, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI). See the impact of these variables along with an amortizaton schedule.

Loan Information
Loan amount $
Annual interest rate: (%)
Number of months: (30yrs=360)
Desired amortization schedule
Property Information
Sale price of property $
Let system estimate property taxes, insurance,
and private mortgage insurance? If No then detail
Annual property taxes $
Annual hazard insurance $
Monthly private mortgage insurance $

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