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Your credit score will be negatively affected by public records incuding tax liens, bankruptcy, foreclosure, judgements, and late child support payments.


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News & Articles

Credit Insurance: Why Is It Necessary?

Credit insurance is that form of insurance which is related to a particular line of credit or loan and compensates or repays a portion or the total amount owed in the event of disability, death or joblessness of the borrower. Similar to any other form of insurance policy, the insurer charges a cost on a monthly basis and it is known as credit insurance premium.

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07/10/09
Free Financial Forms: Why Do You Need Them?

Financial forms are needed for different kinds of financial deals. You cannot perform a financial transaction in the absence of a financial form. Free financial forms are provided by many websites and they have been planned for fulfilling specific necessities of the visitors.

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06/26/09
How Healthy Are You Financially?

The first step in managing your finances well is to plan it out. Chalk out a budget and spend your cash according to it. People who are successful financially know the trick to balance their income and expense wisely.

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06/26/09
7 Easy Steps To Make A Helpful Budget

Budgeting is the utmost necessity in present times. Though you do not know when you'll urgently need money, yet you can prepare a helpful budget that can help you save money in order to overcome a sudden crisis.

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How Much Home Can I Afford?

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use this calculator to determine how much of a mortgage you may be able to obtain.

Income and Debt Obligations
Current combined annual income $
Monthly child support payments $
Monthly auto payments $
Monthly credit card payments $
Monthly association fees
Other monthly obligations $
New Loan Assumptions
Annual interest rate on new mortgage: (%)
Term of new mortgage: (years)
Funds available for a down payment
Estimated annual property taxes
Estimated annual homeowner's insurance
Front-end ratio: (%)
Back-end ration: (%)

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