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Secured Credit cards:

Obtaining a secured credit card is an opportunity to establish credit by making on-time payments and keeping low balances . Contact all three for your scores.


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News & Articles

Credit Insurance: Why Is It Necessary?

Credit insurance is that form of insurance which is related to a particular line of credit or loan and compensates or repays a portion or the total amount owed in the event of disability, death or joblessness of the borrower. Similar to any other form of insurance policy, the insurer charges a cost on a monthly basis and it is known as credit insurance premium.

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07/10/09
Free Financial Forms: Why Do You Need Them?

Financial forms are needed for different kinds of financial deals. You cannot perform a financial transaction in the absence of a financial form. Free financial forms are provided by many websites and they have been planned for fulfilling specific necessities of the visitors.

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06/26/09
How Healthy Are You Financially?

The first step in managing your finances well is to plan it out. Chalk out a budget and spend your cash according to it. People who are successful financially know the trick to balance their income and expense wisely.

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06/26/09
7 Easy Steps To Make A Helpful Budget

Budgeting is the utmost necessity in present times. Though you do not know when you'll urgently need money, yet you can prepare a helpful budget that can help you save money in order to overcome a sudden crisis.

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Restructuring Debts For Accelerated Payoff Calculator

The quickest way to retire your debt is to

  1. determine what your total debt payment is now, then
  2. sort your debts from highest interest rate to lowest, then
  3. continue to make the same total payment amount except pay Minimum Payments on all debts except the highest rate debt, then
  4. once the highest rate debt is paid off apply those new savings to the next highest rate debt and so on.

Use this calculator to determine your interest and time savings using this technique. The calculator will sort the debts for you when completing the analysis. You may also apply an extra amount to the total payment to accelerate debt payoff even further.

Current Debt Information
              Creditor Balance Mininum Payment Actual Payment Interest Rate
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Other Information
Extra Monthly Payment
Debt Ordering

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