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Credit Insurance: Why Is It Necessary?

Credit insurance is that form of insurance which is related to a particular line of credit or loan and compensates or repays a portion or the total amount owed in the event of disability, death or joblessness of the borrower. Similar to any other form of insurance policy, the insurer charges a cost on a monthly basis and it is known as credit insurance premium.

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07/10/09
Free Financial Forms: Why Do You Need Them?

Financial forms are needed for different kinds of financial deals. You cannot perform a financial transaction in the absence of a financial form. Free financial forms are provided by many websites and they have been planned for fulfilling specific necessities of the visitors.

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06/26/09
How Healthy Are You Financially?

The first step in managing your finances well is to plan it out. Chalk out a budget and spend your cash according to it. People who are successful financially know the trick to balance their income and expense wisely.

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06/26/09
7 Easy Steps To Make A Helpful Budget

Budgeting is the utmost necessity in present times. Though you do not know when you'll urgently need money, yet you can prepare a helpful budget that can help you save money in order to overcome a sudden crisis.

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Should I Lease or Purchase An Auto? Calculator

Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it may not always be the best financial decision versus purchasing the vehicle outright and financing it with a low interest loan. Use the following calculator to help analyze the financial impact of lease versus buy.

Common Assumptions
Down payment (capital reduction) $
Number of months
Rebate amount $
Lease Information
Monthly payment amount $
Security deposit/leasing fee $
Purchase Information
Purchase price $
Sales tax rate: (%)
Other upfront costs $
Annual percentage rate on loan: (%)
Maket value of vehicle at end of loan $

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