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Is It Time To Get Rid Of Your Home Equity Loan?

With interest rates on the increase and mortgage rates coming down it may be time to consider other line of credit instead of just home equity loans. Most home owners now have a interest rate on their home equity loan that is higher than what they are paying on their primary mortgage.

If you are looking for another line of credit some lenders are now suggesting you borrow more than the amount left on your primary mortgage and using the surplus cash to pay for your line of credit. While this interest rate may seem to be more expensive, it can actually be less than the combined interest rates of your primary mortgage and home equity loan.

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