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For most homebuyers, eyesores may present yet one more negotiating advantage. Remember, home appraisals factor in the condition of nearby properties.

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Essential Mortgage Facts You Need To Know

It is not always necessary to have enough cash in your hand to buy a home. You can always buy a new real estate by keeping the same property as the security of your debt amount. This is referred to as mortgage.

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Mortgage Application Check List

In a slumping housing and credit market, easy mortgage buying has given way to strict rule enforcement that's leaving many potential homebuyers with churning stomachs and a mad scramble to prove their credit-worthiness.

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Is taxation the answer to the real estate meltdown?

The headlines are pretty much the same on the tube, in the newspapers and on the internet: A homeowner rescue bill could cost American taxpayers an estimated $25 billion to save Fannie Mae and Freddie Mac.

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Housing Bill Home Buyer Credit Comes With Strings

Homebuilders, real estate professionals and the mortgage industry cheered the late-July passage of a housing stimulus bill in the House of Representatives. Homeowners and potential buyers, however, are still wading through the legislative lingo to see just how consumer-friendly the package will be.

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Determine Your Home's Value with a Zestimate™!
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Comprehensive Mortgage Calculator

The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property. Further, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI). See the impact of these variables along with an amortizaton schedule.

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Editor's Picks
Home Inventories at 18 - Year High

It may be discouraging to see For Sale signs planted in front yards for several months. For sellers, competitively pricing their property is key. And for buyers, the negotiating power is theirs.

Home resales fell for a sixth straight month in August as tighter credit conditions for some borrowers kept some deals from getting off the ground, the National Association of Realtors reports. With sales of existing homes falling 4.3% to a five-year low seasonally adjusted annual rate of 5.50 million last month, inventories of unsold single-family homes hit an 18-year high.

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A Case for Subprime Loans from the Texas A&M Real Estate Center

Just the mention of subprime loans these days draws criticism from the halls of the Capitol to the California coast. There is no denying that foreclosure rates, many of which fall under the category of subprime mortgages, are rising and likely haven not yet hit a top.

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Family a Big Factor in Baby Boomer Real Estate Decisions

With all the recent problems afflicting the real estate industry, little discussion has occurred beyond the here and now in terms of market trends. The economic turmoil caused by subprime fiascos and lending calamities has limited forecasts from delving very far into the future. This is understandable considering there are few stabilizing factors to be found when it comes to housing.

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Sell Your Home Online

Buying a home sight unseen will soon become an archaic method of purchase. Nowadays millions of homes are advertised on the internet, complete with staged photographs, virtual tours and satellite images of neighbors' homes. The National Association of Realtors alone lists 1.4 million homes for sale on its site. Marketing a home online can be simple and complex depending on the seller's resources and objectives. In its most basic form though, the internet enables potential buyers to view the home and communicate directly with the seller.

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