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Credit Insurance: Why Is It Necessary?

Credit insurance is that form of insurance which is related to a particular line of credit or loan and compensates or repays a portion or the total amount owed in the event of disability, death or joblessness of the borrower. Similar to any other form of insurance policy, the insurer charges a cost on a monthly basis and it is known as credit insurance premium.

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07/27/08
Understanding Personal Finance Terms

Part IV: Understanding Life Insurance We have all heard it at one time or another in our lives, �Do you have life insurance?' It is the biggest question that is asked when major life changes occur such as getting married or having children. But choosing the right life insurance can be a daunting task, especially if you really don't understand the differences between them. The following definitions should help you understand the difference.

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07/27/08
Understanding Personal Finance Terms

Part V: Health Care Finances In this final part of the personal finance series, we will explore the different options available to help pay for medical/health care costs other then health insurance. We all know the expense that we put out on a monthly basis to pay for medical coverage. And then when something goes wrong, we end up paying astronomical deductibles in order to be seen. Well, there are many options available to help ease the personal financial burden of these costs. They are as follows:

» read more

05/19/08
Health Insurance or No Health Insurance?

According to an article published on http://articles.moneycentral.msn.com, "The more than 46 million Americans without (health insurance) coverage will get sick more, earn less and die earlier than those with insurance."

» read more

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Preparedness is key when the unexpected strikes
Disability insurance ensures you're protected
Find the right policy that will take care of you and your family

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iQualifynow Disability Insurance Checklist
Find out how many days you have to wait before the benefits begin.
Short-Term Disability policies (STD) have a waiting period of 0 to 14 days.
Coordination of benefits occurs when your disability policy covers the unpaid difference of your other benefits.
Calculate monthly expenditures to help determine your insurance needs.
Current age affects the cost of disability insurance
Guaranteed renewable policy means policyholders can renew their current policy with the same coverages.
Long-Term Disability policies (LTD) have maximum benefit period ranging from a few years to the rest of your life.
Do you have preexisting conditions?
Check each policy for its specific definition of 'disability'

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Credit Insurance: Why Is It Necessary?

Credit insurance is that form of insurance which is related to a particular line of credit or loan and compensates or repays a portion or the total amount owed in the event of disability, death or joblessness of the borrower. Similar to any other form of insurance policy, the insurer charges a cost on a monthly basis and it is known as credit insurance premium.

» read more

07/27/08
Understanding Personal Finance Terms

Part IV: Understanding Life Insurance We have all heard it at one time or another in our lives, �Do you have life insurance?' It is the biggest question that is asked when major life changes occur such as getting married or having children. But choosing the right life insurance can be a daunting task, especially if you really don't understand the differences between them. The following definitions should help you understand the difference.

» read more

07/27/08
Understanding Personal Finance Terms

Part V: Health Care Finances In this final part of the personal finance series, we will explore the different options available to help pay for medical/health care costs other then health insurance. We all know the expense that we put out on a monthly basis to pay for medical coverage. And then when something goes wrong, we end up paying astronomical deductibles in order to be seen. Well, there are many options available to help ease the personal financial burden of these costs. They are as follows:

» read more

05/19/08
Health Insurance or No Health Insurance?

According to an article published on http://articles.moneycentral.msn.com, "The more than 46 million Americans without (health insurance) coverage will get sick more, earn less and die earlier than those with insurance."

» read more


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