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If youve never done it before, you can try to bake cookies without a recipe. Sooner or later youll get something edible, but there will be a mess in the kitchen.
If youve never done it before, you can try to repair your cars transmission by yourself. Chances are youre not going to drive your car for a while. And there will be a big mess in the garage.
And if youve never done it before, you can try to repair your own credit report. Using that trial-and-error method could make things much worse, not better. You only have one credit history, and if you burn that, it will be years before you can get the mess cleaned up.
Think how much faster youd have great cookies with an expert baker helping you. And how much better those transmission repairs would be with a master mechanic standing by. It might even be worth spending a dollar or two getting the help.
So while many would have you believe repairing your credit is so simple a caveman could do it, fixing your credit can actually have as many complexities as fixing your transmission. Theres much more involved than just sending a letter or submitting an online form.
Law firms specializing in credit repair understand the process, and know what to say and how to say it. Making a single improper statement can result in your dispute being dismissed. Working with someone who can lead you through all the tricks and traps might even help shorten the time it takes to get results.
Be wary of the phrase "Theres nothing a credit repair firm can do for you that you cant do yourself for free." One thing a reliable, proven law firm can do for you is keep you from making an error that will set back your efforts.
As anyone can tell you, there are good and bad chefs out there. There are good mechanics, and scam artists with wrenches. The credit repair world is full of vultures, too. But there are also solid, established, consumer-focused law firms whose counsel can be valuable. And they can keep you from making a mess too tough to clean up.
Stuart Hunter is a marketing communications consultant for financial services clients like Lexington Law Firm, CreditRepair.com and MasterCard International. Get more information on legal assistance with credit repair at http://www.lexingtonlaw.com
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